Awareness and attitude regarding health insurance among insured and non-insured: a cross sectional study

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dc.contributor.authorShet, Nagarajen_US
dc.contributor.authorQadiri, Ghulam Jeelanien_US
dc.contributor.authorSaldanha, Sunitaen_US
dc.contributor.authorKanalli, Gayathrien_US
dc.contributor.authorSharma, Prajnaen_US
dc.date.accessioned2020-05-06T08:50:38Z
dc.date.available2020-05-06T08:50:38Z
dc.date.issued2019-09
dc.description.abstractBackground: Health insurance is an important mechanism in the modern world to save the individuals from the huge health shock, even then very high percentage of people even from educated higher income groups are not covered under any health insurance policy. This study was undertaken to know the knowledge, attitude and practice regarding health insurance.Methods: A community based cross sectional study was conducted among 550 household of Uttar Kannada and Udupi districts. Multistage sampling technique was used.Results: Of the 550 study participants, 384 (69.8%) were BPL card holders. 348 (63.27%) were aware and also subscribed for any type of the health insurance, 115 (20.91%) were aware but did not subscribe while 87 (15.82%) were not aware about it. The main source of information were health workers 185 (39.74%), friends and family 178 (38.44%) and media 99 (21.38%). Of the 348 who had health insurance, only 89 (25.57%) utilized them. Reasons for not availing health insurances other than being unaware were complicated process 85 (42.08%) and provides only partial coverage 49 (24.26%). The main reasons for not using the health insurance were non availability of empanelled hospital 84 (74.34%), disease not being under the scope of scheme 60 (23.17%) and 32 (12.36%) were unaware about the process of availing.Conclusions: Health insurances are the best way to help people reduce their financial burden. Hence it is very important to educate the community regarding the best health insurance available so that they can take the maximum benefits fromen_US
dc.identifier.affiliationsDepartment of Hospital Administration, Yenepoya Medical College Hospitalen_US
dc.identifier.affiliationsDepartment of Hospital Administration, Yenepoya Medical College Hospitalen_US
dc.identifier.affiliationsMBBS, Kanachur College of Medical Sciences, Deralakatte, Mangalore, Indiaen_US
dc.identifier.affiliationsDepartment of Community Medicine, Kanachur College of Medical Sciences, Deralakatte, Mangalore, Indiaen_US
dc.identifier.citationShet Nagaraj, Qadiri Ghulam Jeelani, Saldanha Sunita, Kanalli Gayathri, Sharma Prajna . Awareness and attitude regarding health insurance among insured and non-insured: a cross sectional study. International Journal of Community Medicine and Public Health. 2019 Sep; 6(9): 4071-4076en_US
dc.identifier.issn2394-6032
dc.identifier.issn2394-6040
dc.identifier.placeIndiaen_US
dc.identifier.urihttps://imsear.searo.who.int/handle/123456789/201744
dc.languageenen_US
dc.publisherMedip Academyen_US
dc.relation.issuenumber9en_US
dc.relation.volume6en_US
dc.source.urihttps://dx.doi.org/10.18203/2394-6040.ijcmph20194019en_US
dc.subjectAwarenessen_US
dc.subjectHealth insuranceen_US
dc.subjectAttitudeen_US
dc.subjectUdupien_US
dc.subjectUttar Kannadaen_US
dc.titleAwareness and attitude regarding health insurance among insured and non-insured: a cross sectional studyen_US
dc.typeJournal Articleen_US
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