Health insurance coverage and out-of pocket expenditure: A study among rural and urban households of Faridabad, Haryana

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dc.contributor.authorSingh, Mitashaen_US
dc.contributor.authorGoyal, Poojaen_US
dc.contributor.authorNarang, Sangeetaen_US
dc.contributor.authorSingh, Abhisheken_US
dc.contributor.authorSingal, Mansien_US
dc.date.accessioned2023-08-09T06:10:28Z
dc.date.available2023-08-09T06:10:28Z
dc.date.issued2022-12
dc.description.abstractIntroduction: Catastrophic health spending is one of the major factors pushing people into poverty. Reducing “out-of-pocket expenditure (OOPE)” on health through health insurance coverage is an effective approach. The objectives of this study are (1) to estimate health insurance coverage among rural and urban households (HHs) and (2) to determine the proportion of income spent on health as OOPE among the selected HHs. Material and Methods: A cross-sectional study was conducted in rural and urban parts of district Faridabad, Haryana. A sample of 374 were taken from rural and urban areas. The unit of the study was HHs in both the areas. The proportion of income spent on health care (both direct and indirect expenses included) as OOPE was taken as outcome variable. Results: Health insurance coverage was higher among urban HHs (58.0%) as compared to the rural (38.5%). The rural population was availing of private consultation, laboratory, and pharmacy services to a greater extent than the urban; hence, they were spending a substantial proportion of their income on health-care services. The majority of the HHs in the rural and urban areas spent up to 20% of their income on health care. Conclusion: Universal health coverage without health insurance is unlikely.en_US
dc.identifier.affiliationsDepartment of Community Medicine, ESIC Medical College and Hospital, Faridabad, Haryana, Indiaen_US
dc.identifier.affiliationsDepartment of Community Medicine, SHKM GMC, Nuh, Haryana, Indiaen_US
dc.identifier.affiliationsDepartment of Pathology and Lab Medicine, Medanta Hospital, Gurgaon, Haryana, Indiaen_US
dc.identifier.citationSingh Mitasha, Goyal Pooja, Narang Sangeeta, Singh Abhishek, Singal Mansi. Health insurance coverage and out-of pocket expenditure: A study among rural and urban households of Faridabad, Haryana. Indian Journal of Community & Family Medicine. 2022 Dec; 8(2): 110-114en_US
dc.identifier.issn2395-2113
dc.identifier.issn2666-3120
dc.identifier.placeIndiaen_US
dc.identifier.urihttps://imsear.searo.who.int/handle/123456789/221873
dc.languageenen_US
dc.publisherWolters Kluwer-Medknow Publicationsen_US
dc.relation.issuenumber2en_US
dc.relation.volume8en_US
dc.source.urihttps://doi.org/10.4103/ijcfm.ijcfm_83_21en_US
dc.subjectHealth insuranceen_US
dc.subjectout-of-pocket expenditureen_US
dc.subjectuniversal health coverageen_US
dc.titleHealth insurance coverage and out-of pocket expenditure: A study among rural and urban households of Faridabad, Haryanaen_US
dc.typeJournal Articleen_US
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